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Almost two weeks into the year. So far, still no unnecessary spending. It's been, not a challenge exactly - but, eye opening. The number of times I've thought, 'Oh that looks good, and it's pretty inexpensive, too.' or 'If I had that I could get rid of...'

I've checked myself each time, but seriously, the impulse is very strong to be on the lookout for something new to buy. It really highlights for me how far my shopping impulse had gotten out of hand.

Meanwhile, my savings have increased, which is what I'd hoped they'd do. It means going out this weekend to get Bryn completely ready to go to high school is easy. I'm looking forward to paying off all the boys fees at the end of the month. I don't have the funds just yet, but then the school offices don't open until the 29th anyway. I'd really like to be in the office on the 29th to pay those fees off. I can't remember if the high school uses Eftpos or if I need to bring cash - it would be a lot of cash to hold in the office, though.

I'm glad the boys don't need uniforms this year - they're glad too, but for different reasons. I know a lot of people think uniforms are cheaper, but really they aren't unless you child only has two other outfits for after school, weekends, and holidays. The truth is most kids have way more clothing than that. On top of regular clothing, parents then have to buy overpriced uniforms. The cost effectiveness of uniforms is a furphy.

The car is being serviced next week, and the money is already set aside for that. So, basically everything we need to pay in January is covered.

This morning I saw one of those 'One Minute' videos. It was titled something like, 'This is why I'm cheap'. It was a financially well of young man explaining why he doesn't by expensive brands etc. even though he has enough money to. He said his first job was fruit picking, and it was back breaking work, and he found he would ask himself if by X would be worth working Y number of hours. Mostly, the answer was no. This habit didn't stop when he started his well paying job after being fired from the back breaking job.

This is a mindset I need to adopt, along with, if I don't have the cash for the item now, I can't afford it.

It feels good to have money in the bank. Looking back a couple or more years on this blog will show just how desperate things were financially, it was very stressful. I never want to be there again.


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